Archive for the 'Education' Category

Credit History/Loans?

I raked credit card bills when I was a student and my credit history is worsend. I currently have astedy job, work as an env engineer, and intend to pay it all and get back on track on credit., I plan to settle down by end of this year or so, I was hoping when [...]

Can bad credit and low income= housing?

My husband and I have been married almost 2 years. We make just under $50,000 a year combined. I have approximatly $30,000 in student loans that I cannot repay (they are asking over $1000.00 a month and are unwilling to accept lower payments and we are now in a court battle). Our total debts [...]

Balance Transfer Credit Cards for Fair/Poor Credit….

I have about 3,000 in debt from credit cards and medical bills and and each card has a high APR and interest rates. I’ve been ha ving trouble making on time payments. I was thinking about transferring all the debt into one card so I can make one large monthly payment without so much interest. [...]

Denied for credit card…what does it mean?

I checked my credit report last week on equifax and saw that my score was 739. Last month I consolidated a $16,000 loan at a rate of 29% into a $20,000 loan at a rate of 11.5%(payment is $518). I also have a student line of credit (now inactive) for $12,000 with a [...]

I am about to max out my credit card, my interest rate is ridiculus and im a broke college student! help!!?

So I only have 80 dollars left on this card. I have or well had a 4100 dollar limit and througout the years thathas dissapeared. Now my minimum payment each month is 300 dollars and there is NO WAY i can pay that!! I live in an extremely expensive town and that on top of [...]

Overwhelming credit card debt, but never late yet, what to do?

I have about $71,000 in credit card debt. It’s a combination of lotsa medical debt and rolling over lots of other stuff. Don’t judge, I already know I’m in trouble.
I have NEVER been late on a payment (on anything, ever). The debt is spread over 5 cards and ALL BALANCES are at 3% interest or [...]

Debate Consolidation?

I have two student loans, one is a private educational loan, which is killing me because they are charging 10% interest, and the other is through my alma mater, the interest rate on that is 6% if I’m not mistaken. The total of both loans is about $13,000.
Does anyone know of a company [...]

Where do I start? Deep in debt and terrible credit, I finally have a new good paying job but is it too late?

I just finished college and I’m about $8000 in the hole with credit cards. about $3000 of it is in collections…but it’s not a third party collections company if that matters, it’s still within the credit card company. My grace period for my student loans ($28000) just finished and now requires payement. my credit score [...]

Prime Finance House 14 Cabot Square,Fulham, London,United Kingdom Email: finance_prime@yahoo.com.hk Tele?

Prime Finance House
14 Cabot Square,Fulham,
London,United Kingdom
Email: finance_prime@yahoo.com.hk
Tele +447045713129
Tele +447045713129
Tele +447045713129
Tele +447045713129
Dear Sir/Madam,
Prime Finace Lending House is reputable company and reliableLending Company that is base in London,England.
Prime Finance Lending House also offer long term and short term loan at 4% interest rate
Any interested person seeking for loans should kindly contact Mr Steve Ferguson [...]

What happens when you stop paying your credit cards?

So I’ve done some research and I know all of the consequences of walking away from credit card debt. But I am not sure what I should do. I know many people have asked this same question and were told to get credit counseling. I’ve also looked into that and most places charge a fee [...]