Archive for the 'school loan' Category

Had anyone ever done a student loan consolidation?

Does it require you to provide two references? I know for sure that entrance counseling requires it but what about the consolidation?
Legit answer please. Anyone with an advertisement to apply for a loan will be reported.
I am not applying for student loan. I just want to know if the consolidation really does require 2 references [...]

Can I consolidate undergraduate student loans and get them deferred while in graduate school?

I am an undergraduate senior student and I plan to go to graduate school next year. I have about $50,000 in loans both federal and private through different lenders. I want to combine the payments but get it deferred while in graduate school. Help please

are the terms of a consolidated student loan w/ a private co. harsher than those of a gov’t student loan?

I wanted to consolidate my student loans, but then I heard that the loan company would have me by the balls if I ever missed a payment for some reason. I decided, at the end, that paying more interest was in my best interest in the event that I ever ran into financial difficulties and [...]

Can the collection agency that holds my defaulted school loan keep my tax offset?

I have been dealing with this student loan for 2 yrs. It was in deferment and then this past summer I learned it went into default, without my knowledge. At the same time, I was applying to go back to school. After filling our my fafsa, we found out that indeed, it is in default. [...]

Is it possible to transfer private student loans into a federal student loan?

I have about 50,000 in private student loans and it todays economic environment, no one will consolidate or refinance my loans. I was wondering if its possible to “roll them over” into a federal student loan. Any help is appreciated!

Has the government cancelled student loan consolidation discounts? When is it effective?

I read that legislation was passed and if you consolidate or are funded after 10/1/07 you will not receive discounts. I wanted to use most of my grace period before I started consolidating but I do not want to wait if I will miss discounts.

Will Final Conditions make the deal fall apart? My home loan is in Underwriting. They need docs I can’t give!

Hi. I am in the process of buying a home. The seller is calling me and my mortgage broker 2-3 times a day asking for a closing date. My broker just told me that the only final condition is the payment history on my student loans. I just got out of school and consolidated my [...]

does private student loans effect the future financial aid of students for college?

i just want to know if state and federal grants for college will be effected by the private student loans.
for example, if private student loan is taken to consolidate credit debt in addition to college semester bill.

I have a bunch of student loans. Is doing a student loan consolidation a good idea. I keep getting letters.?

Smart idea to pay off private student loans with federal loans?

I’m a sophomore in college, and as of now, I have $20,000 in private loans. Now, once I become a junior/senior, I will get up to $10,500 each year in federal loans. Should I just use the federal loans to start paying off my ridiculously high interest rate private loans? After all, [...]